Policy Update — Effective October 6, 2026The HCPA Website Terms & Conditions, No-Refund Policy, and Privacy Notice published on this page with an October 6, 2026 effective date are the Association’s current policies and supersede any inconsistent earlier refund, terms, or privacy language displayed elsewhere in this legal center.

HCPA Website Policies

Privacy Policy

How HCPA handles information through its website, membership, directory, events, sponsorship, donation, and ecommerce services.

Effective: October 3, 2026

1. Scope

This Privacy Policy applies to Houston Caribbean Professionals Association (HCPA) and the website at hcpassoc.org, including public pages, membership and business directories, applications, events, sponsorship inquiries, donations, online purchases, account features, contact forms, and other services operated through the website.

This policy describes HCPA's general practices. A particular form, event, membership, or transaction may include a separate notice or terms that explain additional practices.

2. Information We May Collect

The information collected depends on how you use the website and the features you choose. HCPA may collect:

Identity and contact information: Name, email address, telephone number, mailing or billing address, organization, title, and similar contact details.
Membership information: Membership level, application responses, professional or business information, Caribbean connection or heritage information voluntarily supplied by the applicant, interests, directory preferences, membership dates, and renewal status. HCPA treats Caribbean-connection or heritage information as potentially sensitive and does not display it publicly unless the individual specifically authorizes that publication.
Directory and profile information: Profile or business details, logo, photograph, biography, services, links, and other information you choose or authorize HCPA to publish.
Event, sponsorship, volunteer, education, and community-program information: Information submitted in connection with registrations, applications, inquiries, uploads, or participation.
Order and payment information: Products or services purchased, donation or membership amount, billing details, order history, payment status, refund information, and transaction identifiers. Payment credentials are processed by the applicable payment provider; HCPA may receive transaction confirmations, payment status, limited payment-method details, and identifiers needed for accounting, support, or an authorized refund.
Communications: Messages, contact-form submissions, customer-service requests, and correspondence with HCPA.
Technical and usage information: IP address, browser and device information, pages visited, session information, security logs, and cookie or similar-technology data.

Information may come directly from you, from your use of HCPA's website or services, and from service providers that help HCPA operate those services.

3. How We Use Information

HCPA may use information to:

Operate, secure, maintain, and improve the website and user experience.
Process membership applications and renewals, administer directory access, and provide member services.
Process orders, donations, event transactions, sponsorship activity, and authorized refunds, and maintain associated records.
Provide requested services and respond to inquiries.
Send transactional, administrative, and other communications that are permitted by law and consistent with your choices.
Manage events, community programs, education initiatives, directories, sponsorship recognition, and other HCPA activities.
Prevent fraud, abuse, unauthorized access, spam, and other security threats.
Maintain records for accounting, tax, legal, organizational, and compliance purposes.
Use analytics or preference technologies in accordance with applicable law and your cookie choices.

HCPA will provide additional notice before using information for a materially different purpose where required by law.

4. When Information May Be Shared

HCPA may disclose information to service providers that perform services for HCPA, such as website hosting, email delivery, payment processing, ecommerce, analytics, security, and event or registration services. HCPA may also disclose information when required by law, to protect rights or safety, or as part of an organizational restructuring or transfer of website operations.

Information submitted for a member, business, sponsor, leadership, event, or community listing will be displayed publicly only to the extent you authorize or the applicable feature makes clear. Private member-directory information remains subject to the access controls and choices applicable to that directory.

HCPA does not sell personal information for monetary consideration and does not use personal information collected through the HCPA website for cross-context behavioral advertising. HCPA uses service providers to operate its website and services. If HCPA later introduces a data practice that creates additional sale, sharing, targeted-advertising, or opt-out obligations under applicable law, HCPA will update this policy and the related privacy controls before relying on that practice.

5. Ecommerce and Payment Processing

When you place an order, pay membership dues, make a donation, purchase an event item, or complete another paid transaction, HCPA and its ecommerce and payment providers process information needed to complete and document that transaction. Payment providers may apply their own privacy notices and security practices.

HCPA's website does not intentionally store complete payment-card numbers or card security codes. The applicable payment provider may return transaction confirmations, payment status, limited payment-method details, and identifiers needed for accounting, support, or an authorized refund.

6. Cookies and Similar Technologies

Necessary cookies support core functions such as login sessions, security, account access, shopping carts, checkout, and remembering privacy choices. Optional functional, analytics, and marketing technologies may be controlled through the HCPA cookie preference center, where applicable. See the Cookie Policy or use the Cookie Settings control to review your choices.

The categories described in the Cookie Policy are intended to correspond to technologies actually deployed on the website. A preference control does not by itself make a technology optional or confirm that a particular technology has been disabled.

7. Retention

HCPA retains personal information only for as long as reasonably necessary for the purposes for which it was collected, including membership and organizational administration, transaction and accounting records, legal obligations, dispute resolution, fraud prevention, and enforcement of agreements.

Membership and application records: retained during the application and membership lifecycle and afterward as reasonably needed for membership history, eligibility, dispute resolution, legal obligations, and organizational records.
Directory and profile information: retained while the applicable listing or profile is active and thereafter only as reasonably needed for recordkeeping, backups, dispute resolution, or legal obligations.
Transaction and donation records: retained as reasonably needed for accounting, tax, payment, audit, fraud-prevention, and legal requirements.
Communications: retained while needed to respond, provide services, document decisions, or meet legal and organizational requirements.
Technical and security logs: retained for a limited period appropriate to security, troubleshooting, fraud prevention, and system administration needs.

8. Security

HCPA uses reasonable administrative, technical, and organizational safeguards appropriate to the nature of the information handled. No website, network, or electronic storage system can be guaranteed to be completely secure. Users should protect their passwords and devices. HCPA's security practices are intended to be appropriate to the nature of the information it holds.

9. Privacy Choices and Requests

Depending on applicable law and the circumstances, you may have rights to request access to, correction of, or deletion of personal information, or to opt out of certain processing. Some laws may provide additional rights, including rights relating to targeted advertising, sale of personal information, profiling, or sensitive personal information.

To submit a privacy request or ask a question, contact HCPA at hcpassoc@gmail.com. HCPA may need to verify a request where permitted or required by law. HCPA may retain information when reasonably necessary for legal, accounting, security, membership-history, transaction, or other permitted purposes.

If applicable law gives you a right to appeal a denied privacy request, you may appeal by replying to HCPA's decision or emailing hcpassoc@gmail.com with the subject Privacy Appeal. HCPA will review the appeal and respond as required by applicable law.

10. Children

This website is not directed to children under 13, and HCPA does not knowingly seek to collect personal information online from children under 13 without appropriate authorization. If you believe information from a child under 13 has been submitted improperly, contact HCPA so the matter can be reviewed.

11. Third-Party Websites and Services

The website may link to or integrate third-party services. HCPA is not responsible for the independent privacy, security, availability, or content practices of third parties. Review the applicable third party's policies before providing information to that service.

12. Changes to This Policy

HCPA may update this policy as website functions, service providers, legal requirements, or organizational practices change. The effective date at the top identifies the current version. HCPA will provide additional notice of a material change when required by law.

13. Contact

Questions about this Privacy Policy or HCPA's information practices may be sent to:

Houston Caribbean Professionals Association (HCPA)
Email: hcpassoc@gmail.com

HCPA Website Policies

Terms of Use & Ecommerce Terms

Rules governing access to and use of the HCPA website, accounts, directories, submissions, memberships, transactions, and other online services.

Effective: October 3, 2026

1. Acceptance of Terms

These Terms apply to use of the HCPA website and online services. By clicking an "I agree" button, creating an account where acceptance is requested, completing a transaction after being shown these Terms, or otherwise affirmatively accepting them, you agree to the applicable Terms. Simply visiting a page does not, by itself, constitute affirmative acceptance of these Terms.

A service or transaction may have additional terms. If those terms conflict with these Terms, the transaction-specific terms govern that service or transaction to the extent of the conflict. If you do not agree to applicable terms, do not accept or use the relevant service.

2. Website Purpose

The website supports the programs, membership, professional networking, community initiatives, education, directories, events, sponsorships, donations, ecommerce, and communications of Houston Caribbean Professionals Association (HCPA). Content is provided for organizational and informational purposes and may change.

3. Accounts and Credentials

You are responsible for providing accurate information, maintaining the confidentiality of your credentials, and promptly notifying HCPA of suspected unauthorized use. You may not impersonate another person, misrepresent authority to act for an organization, or attempt to obtain access to restricted website areas.

4. Acceptable Use and Restrictions

You may not use the website to:

Violate law, regulation, contract, intellectual-property rights, privacy rights, or the rights of others.
Submit false, fraudulent, deceptive, defamatory, unlawful, harassing, discriminatory, or malicious content.
Probe, scan, bypass, interfere with, damage, overload, reverse engineer, or gain unauthorized access to the website, accounts, databases, payment systems, or security controls.
Introduce malware, automated abuse, scraping, spam, or other harmful code or activity.
Copy, republish, commercialize, or exploit HCPA website content, branding, databases, or member information without authorization.
Harvest member, directory, sponsor, donor, applicant, or visitor information for unsolicited marketing, profiling, resale, or other unauthorized purposes.

5. Membership, Applications, and Approvals

Submission of a membership application, sponsorship inquiry, directory listing, event request, or other application does not guarantee approval. HCPA may review, approve, deny, request changes to, suspend, or remove submissions and access according to applicable HCPA criteria, policies, eligibility requirements, and organizational decisions.

Any payment made with an application or request remains subject to the Refund & Cancellation Policy and any terms disclosed for that specific transaction.

6. Directory, Sponsor, and User-Submitted Content

You represent that you have the right to submit any text, image, logo, photograph, link, or other material you provide. When you specifically authorize content for publication, you grant HCPA a non-exclusive right to host, reproduce, resize, format, display, and distribute that content as reasonably necessary to operate the applicable website feature or provide agreed recognition.

HCPA may remove or decline content that is inaccurate, inappropriate, unauthorized, outdated, technically unsuitable, or inconsistent with HCPA requirements. To request a change to or removal of directory information, contact hcpassoc@gmail.com.

7. Orders, Pricing, and Ecommerce

Prices, availability, benefits, eligibility, and transaction terms may change before an order is completed. HCPA may correct errors or reject or cancel a transaction that cannot be fulfilled, subject to applicable law and any refund due. HCPA may request additional information when reasonably needed to verify or complete a transaction.

A payment confirmation does not override eligibility or approval requirements that apply to a membership, sponsorship, directory listing, program, or other request.

8. Automatic Renewals and Cancellations

HCPA does not currently provide automatic membership renewals through this website. Membership renewals require a separate affirmative renewal and payment action by the member.

If HCPA later introduces an automatic-renewal offering, the offer and checkout will disclose the renewal interval, amount or method for determining the amount charged, term, cancellation method, and any notices or reminders required by applicable law before automatic renewal is activated.

Your cancellation or nonrenewal does not eliminate payment obligations already incurred, except where applicable law or the applicable transaction terms provide otherwise.

9. Refunds

Payments are subject to the Refund & Cancellation Policy. Unless HCPA expressly states otherwise for a particular transaction or applicable law requires otherwise, payments are final. If HCPA denies an application or request after collecting payment for it, the associated payment will be refunded as described in that policy.

Nothing in these Terms eliminates rights that cannot lawfully be waived.

10. Events and Third-Party Services

Events, payment processors, ticketing services, social platforms, video services, maps, email services, and other third-party integrations may have their own terms and privacy practices. HCPA is not responsible for a third party's independent service, content, availability, or acts. Event schedules, speakers, venues, benefits, and programming may change.

11. Intellectual Property

Unless otherwise indicated, HCPA names, logos, branding, website design elements, original text, graphics, and other HCPA-created materials are owned by or licensed to HCPA and may not be used in a manner that suggests endorsement, affiliation, sponsorship, or authorization without permission.

12. No Professional Advice

Website content is provided for general informational and organizational purposes. It is not legal, tax, accounting, financial, medical, employment, or other professional advice. Users should obtain appropriate professional advice for their circumstances.

13. Availability and Disclaimer

HCPA works to keep the website accurate and available but does not guarantee uninterrupted access, error-free operation, complete accuracy, or compatibility with every device or service. To the maximum extent permitted by law, the website and its content are provided on an "as available" basis.

14. Limitation of Liability

To the maximum extent permitted by applicable law, HCPA and its officers, directors, volunteers, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of or inability to use the website or third-party services.

Nothing in these Terms excludes or limits liability, remedies, or rights that cannot lawfully be excluded, limited, or waived.

15. Suspension and Termination

HCPA may restrict or terminate website or account access when reasonably necessary to protect the website, users, HCPA, or third parties; enforce these Terms; respond to suspected misuse; or administer membership and organizational requirements.

16. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where applicable law requires otherwise.

17. Changes

HCPA may update these Terms as website functions, services, or requirements change. HCPA will provide notice of material changes and obtain renewed acceptance where required by law or appropriate to the change. Continued use alone will not constitute acceptance where affirmative assent is required.

18. Contact

Questions about these Terms may be sent to hcpassoc@gmail.com.

HCPA Website Policies

Refund & Cancellation Policy

HCPA payment policy for memberships, sponsorships, donations, events, ecommerce, directory-related payments, and other online transactions.

Effective: October 3, 2026

General Rule: Payments Are Final

Unless HCPA expressly states otherwise for a particular transaction or applicable law requires otherwise, payments made to HCPA through the website are final and non-refundable.

Denied Application or Request Exception

If HCPA collects payment for an application, membership, sponsorship, business or directory listing, program participation, entity request, or another request that HCPA later denies, HCPA will refund the payment associated with the denied request. The refund will normally be returned through the original payment method when technically available. Processing and posting times are controlled in part by the applicable bank, card network, or payment provider.

Memberships and Renewals

Membership payments and renewal payments are final after approval or activation, subject to the terms disclosed for the membership and applicable law. A payment collected with an application that HCPA subsequently denies is refundable under the denied-request exception above.

HCPA does not currently provide automatic membership renewals through this website. Membership renewals require a separate affirmative renewal and payment action.

Sponsorships

Confirmed sponsorship commitments and payments are final once accepted by HCPA, unless the written sponsorship agreement expressly provides otherwise. If HCPA collects payment for a sponsorship request and then denies that request before acceptance, the payment is refundable under the denied-request exception.

Donations

Donations are generally final and non-refundable. Contact HCPA promptly if you believe a transaction was processed in error, duplicated, or unauthorized so the matter can be reviewed. HCPA does not make any representation here about the tax deductibility of a donation. Nothing in this policy limits rights that cannot lawfully be waived.

Events, Merchandise, and Other Purchases

Event payments, merchandise purchases, and other website transactions are final unless the specific event, product, written agreement, or applicable law provides a different rule. HCPA may publish transaction-specific terms when necessary.

How to Request Review

To request review of a transaction, contact hcpassoc@gmail.com and include the purchaser name, email address, order or transaction number, payment date, and reason for the request. Do not email complete payment-card numbers or security codes.

HCPA Website Policies

Ecommerce & Checkout Privacy Notice

How HCPA handles personal and transaction information when you use its ecommerce, membership, donation, and payment functions.

Effective: October 3, 2026

Information Used at Checkout

When you use HCPA ecommerce functions, the website may collect your name, contact information, billing details, account information, order contents, transaction status, and information needed to provide the purchased service or maintain required records.

Payment Providers

Payment credentials are processed by the applicable payment provider. HCPA may receive transaction confirmations, payment status, limited payment-method details, and identifiers needed for accounting, support, or an authorized refund.

HCPA's website does not intentionally store complete payment-card numbers or card security codes.

Essential Ecommerce Cookies

Shopping-cart, checkout, security, account, and session cookies may be needed to keep items in your cart, identify your session, process checkout, prevent fraud, and maintain account functionality. Blocking cookies through your browser may impair ecommerce functions. The website's cookie preference center distinguishes necessary technologies from optional technologies under HCPA's consent controls.

Records and Communications

HCPA may retain orders, payment status, membership or donation records, invoices, receipts, refunds, and associated communications as reasonably needed for operations, accounting, legal obligations, security, and dispute resolution. See the Privacy Policy for HCPA's retention criteria.

Questions

Questions about transaction privacy may be sent to hcpassoc@gmail.com.

HCPA Website Terms & Conditions

Effective Date: October 6, 2026

Welcome to the website of the Houston Caribbean Professionals Association (HCPA). By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please discontinue use of the website.

1. Website Purpose

The HCPA website provides information about our organization, membership, programs, events, scholarships, community initiatives, professional directory, sponsorship opportunities, merchandise, and other resources and services.

Information provided on this website is for general informational and organizational purposes and may be updated periodically.

2. Membership

Individuals applying for or maintaining HCPA membership are responsible for providing accurate and current information.

Membership eligibility, benefits, dues, renewal requirements, and other membership conditions are subject to HCPA policies and may be updated by the organization.

Payment of membership dues does not guarantee participation in every HCPA program, event, scholarship, benefit, or opportunity when separate eligibility requirements apply.

Membership dues and fees are subject to HCPA’s No-Refund Policy.

3. Professional Directory

Participation in the HCPA Professional Directory is voluntary and requires member consent.

Members are responsible for ensuring that information submitted for publication in their directory profiles is accurate and appropriate for public display.

Directory information is provided for professional networking, business connections, mentorship, community engagement, and other appropriate professional purposes.

Users may not harvest, scrape, reproduce in bulk, sell, distribute, or use directory information for unauthorized solicitation, spam, or other improper purposes.

HCPA reserves the right to remove or modify directory listings that contain inaccurate, inappropriate, misleading, or unauthorized content or that otherwise violate HCPA policies.

4. Events and Programs

Event dates, times, locations, speakers, activities, availability, and other details are subject to change.

Registration for an HCPA event or program does not guarantee access to activities, benefits, merchandise, or services not specifically included with that registration.

Participants are expected to conduct themselves respectfully and comply with applicable HCPA, venue, safety, and event requirements.

5. Scholarships and Educational Opportunities

Scholarships and other educational opportunities offered or promoted by HCPA may have separate eligibility requirements, deadlines, application instructions, selection criteria, and terms.

Applicants are responsible for reviewing and complying with the requirements associated with each opportunity.

Submission of an application does not guarantee selection or an award. HCPA reserves the right to verify eligibility and application information and to disqualify submissions that do not comply with published requirements.

6. Donations and Sponsorships

Donations made to HCPA are voluntary and are used to support the organization’s mission, programs, initiatives, and activities, subject to any applicable restrictions associated with a particular campaign.

Sponsorship benefits are governed by the applicable sponsorship package, agreement, event terms, or other written communication provided by HCPA.

Donations and sponsorship payments are subject to HCPA’s No-Refund Policy.

7. Merchandise

Product descriptions, images, sizes, availability, and other merchandise information are provided as accurately as reasonably possible.

HCPA does not guarantee that all merchandise will remain available at all times. Merchandise purchases are subject to HCPA’s No-Refund Policy, including any stated provisions regarding damaged, defective, or incorrect items.

8. Payments and Third-Party Services

HCPA may use third-party providers to process payments, registrations, donations, communications, or other website services.

Use of a third-party service may also be subject to that provider’s own terms, conditions, and privacy practices.

HCPA is not responsible for the independent practices, availability, or operation of third-party websites or services.

9. Intellectual Property

Unless otherwise indicated, HCPA’s name, logo, branding, website content, graphics, publications, and original materials are owned by or used with permission by the Houston Caribbean Professionals Association.

Website content may not be reproduced, modified, distributed, sold, or used for unauthorized commercial purposes without appropriate permission.

Third-party names, logos, photographs, trademarks, and other materials remain the property of their respective owners.

10. Acceptable Use

Users agree not to use the HCPA website to:

Engage in unlawful, fraudulent, abusive, or harmful activity.
Attempt to gain unauthorized access to website systems, accounts, or information.
Disrupt or interfere with website functionality or security.
Misrepresent an affiliation with HCPA or another individual or organization.
Collect or misuse information about HCPA members or website users.
Upload or submit malicious, deceptive, infringing, or inappropriate content.

11. Privacy and Consent

Use of personal information submitted through the HCPA website is governed by the HCPA Privacy Notice.

Information submitted for publication in the HCPA Professional Directory will be handled according to HCPA’s directory consent and privacy practices.

Where consent is required for a particular website feature or communication, users will be provided with the applicable consent options.

12. No-Refund Policy

Payments for memberships, donations, sponsorships, merchandise, and other applicable transactions are governed by HCPA’s separately published No-Refund Policy.

Users should review the applicable policy and transaction details before submitting payment.

13. External Links

The HCPA website may contain links to third-party websites for convenience or informational purposes.

A link to an external website does not necessarily constitute HCPA’s endorsement of that website, organization, product, or service. HCPA is not responsible for the content, security, availability, or privacy practices of third-party websites.

14. Website Availability and Accuracy

HCPA strives to provide accurate and current information but does not guarantee that all website content will always be complete, error-free, or current.

HCPA may modify, suspend, remove, or discontinue website content, features, programs, or services when necessary.

15. Limitation of Liability

To the extent permitted by applicable law, HCPA is not responsible for losses or damages resulting from reliance on website information, temporary website unavailability, third-party services, unauthorized use of directory information, or circumstances outside HCPA’s reasonable control.

Nothing in these Terms & Conditions is intended to exclude or limit liability that cannot legally be excluded or limited.

16. Changes to These Terms

HCPA may update these Terms & Conditions periodically to reflect changes in organizational practices, website functionality, programs, or applicable requirements.

The most current version will be posted on the HCPA website with an updated effective date.

17. Contact HCPA

Questions regarding these Terms & Conditions may be directed to the Houston Caribbean Professionals Association (HCPA) through the contact information provided on our website.

By continuing to use the HCPA website, you acknowledge that you have read and agree to these Terms & Conditions.

No-Refund Policy

All payments made to the Houston Caribbean Professionals Association (HCPA) are considered final unless otherwise expressly stated in writing.

Memberships: Membership dues and fees are non-refundable and non-transferable once payment has been submitted, regardless of membership usage, participation, or cancellation.

Donations: All charitable contributions and donations made to HCPA are voluntary and non-refundable. Please verify the donation amount and information before completing your contribution.

Sponsorships: Sponsorship payments and commitments are non-refundable once payment has been received. Sponsorship benefits are provided according to the applicable sponsorship agreement, package, or event terms.

Merchandise: All merchandise sales are final and non-refundable. Please carefully review product descriptions, sizing, and other applicable details before placing an order. If an item received is defective, damaged, or incorrect due to an HCPA fulfillment error, please contact HCPA promptly so the matter can be reviewed and addressed.

By submitting payment for a membership, donation, sponsorship, or merchandise purchase, you acknowledge and agree to the applicable terms of this No-Refund Policy.

For questions regarding a payment or this policy, please contact HCPA before completing your transaction.

HCPA Privacy Notice

Effective Date: October 6, 2026

Houston Caribbean Professionals Association (HCPA) respects your privacy and is committed to protecting the personal information you provide when interacting with our organization, website, programs, events, and services.

Information We May Collect

HCPA may collect information that you voluntarily provide, including your:

Name and contact information
Membership information
Professional and business information
Information submitted for inclusion in the HCPA Professional Directory
Event registration information
Scholarship or program application information
Sponsorship information
Donation and merchandise transaction information
Communications and inquiries submitted to HCPA

Our website may also collect limited technical information necessary for website functionality, security, and analytics.

How We Use Information

HCPA may use information collected to:

Manage memberships and member services
Maintain the HCPA Professional Directory
Process event registrations, donations, sponsorships, and merchandise orders
Administer scholarships, programs, and community initiatives
Communicate organizational news, events, opportunities, and member information
Respond to inquiries and requests
Improve HCPA programs, services, and website functionality
Maintain organizational records and comply with applicable legal obligations

Professional Directory

Information displayed in the HCPA Professional Directory is intended to facilitate professional networking, business connections, mentorship, and community engagement.

Members should have the ability to control or approve the information displayed publicly in their directory profiles, particularly personal contact information. HCPA will not intentionally publish information designated as private.

Directory information may not be harvested, sold, copied in bulk, or used for unauthorized commercial solicitation.

Donations and Payment Information

Payments for memberships, donations, sponsorships, event registrations, and merchandise may be processed through third-party payment providers. HCPA does not intend to directly store complete credit or debit card information when transactions are processed through these providers.

Third-party services may maintain their own privacy policies and terms governing information processed through their platforms.

Sharing of Information

HCPA does not sell or rent personal information.

Information may be shared with trusted service providers when reasonably necessary to operate the website, process transactions, administer programs or events, communicate with members, or provide other HCPA services.

Information may also be disclosed when required by law or when reasonably necessary to protect HCPA, its members, website users, or the public.

Email and Communications

Individuals who provide their contact information may receive communications related to HCPA membership, programs, events, initiatives, and organizational activities.

Where applicable, recipients may use the unsubscribe option provided in promotional emails or contact HCPA regarding their communication preferences.

Cookies and Website Technologies

The HCPA website may use cookies or similar technologies to support website functionality, understand website usage, improve the visitor experience, and maintain website security.

Additional information regarding specific analytics, cookies, or third-party website technologies may be provided once those services are finalized.

Data Security

HCPA takes reasonable administrative and technical measures to safeguard personal information. However, no website, electronic transmission, or information-storage system can be guaranteed to be completely secure.

Children’s Privacy

The HCPA website and Professional Directory are not intended to independently collect personal information from children. Information concerning minors submitted in connection with scholarships, educational programs, family membership benefits, or other HCPA initiatives should be provided by or with the authorization of a parent, guardian, or other authorized adult when appropriate.

Your Information and Privacy Choices

Individuals may contact HCPA to request reasonable corrections or updates to personal information maintained by the organization or to inquire about information displayed through the Professional Directory.

Requests concerning removal or modification of publicly displayed directory information will be addressed in accordance with HCPA membership and directory policies.

Third-Party Websites

The HCPA website may contain links to third-party websites or services. HCPA is not responsible for the privacy practices, security, or content of websites operated by third parties.

Changes to This Privacy Notice

HCPA may update this Privacy Notice periodically to reflect changes in organizational practices, website features, technology, or applicable requirements. The most current version will be posted on the HCPA website.

Contact HCPA

Questions or concerns regarding this Privacy Notice or the handling of personal information may be directed to the Houston Caribbean Professionals Association (HCPA) through the contact information provided on our website.

1. Scope

2. Information We May Collect

3. How We Use Information

4. When Information May Be Shared

5. Ecommerce and Payment Processing

6. Cookies and Similar Technologies

7. Retention

8. Security

9. Privacy Choices and Requests

10. Children

11. Third-Party Websites and Services

12. Changes to This Policy

13. Contact

1. Acceptance of Terms

2. Website Purpose

3. Accounts and Credentials

4. Acceptable Use and Restrictions

5. Membership, Applications, and Approvals

6. Directory, Sponsor, and User-Submitted Content

7. Orders, Pricing, and Ecommerce

8. Automatic Renewals and Cancellations

9. Refunds

10. Events and Third-Party Services

11. Intellectual Property

12. No Professional Advice

13. Availability and Disclaimer

14. Limitation of Liability

15. Suspension and Termination

16. Governing Law

17. Changes

18. Contact

1. What Is a Cookie?

2. Why Cookies Matter to Your Experience

3. Cookie Categories

Strictly Necessary

Functional

Analytics

Marketing

4. WooCommerce and Essential Ecommerce Cookies

5. Your Choices

6. Browser Controls

7. Third-Party Technologies

8. Changes

General Rule: Payments Are Final

Denied Application or Request Exception

Memberships and Renewals

Sponsorships

Donations

Events, Merchandise, and Other Purchases

How to Request Review

Information Used at Checkout

Payment Providers

Essential Ecommerce Cookies

Records and Communications

Questions

HCPA Website Terms & Conditions

1. Website Purpose

2. Membership

3. Professional Directory

4. Events and Programs

5. Scholarships and Educational Opportunities

6. Donations and Sponsorships

7. Merchandise

8. Payments and Third-Party Services

9. Intellectual Property

10. Acceptable Use

11. Privacy and Consent

12. No-Refund Policy

13. External Links

14. Website Availability and Accuracy

15. Limitation of Liability

16. Changes to These Terms

17. Contact HCPA

No-Refund Policy

HCPA Privacy Notice

Information We May Collect

How We Use Information

Professional Directory

Donations and Payment Information

Sharing of Information